I realized the impact of the credit crunch today when I started looking into student loan consolidation. When I went looking for one, I found very few banks that were willing to offer those loans. I went to a loan comparison site, and they said that none of the providers that they tracked offered loans anymore. I found Wells Fargo actually still offers it, but it's at higher rates than my current rates. I'm not sure that consolidation is the right choice for me now. At least the loans were available while I was in school. I've heard that loans have gotten much more difficult for students this semester. Here's one example.
En Passant, Student Loans, Credit Crunch