Wash Sale Rule

The wash sale rule isn't a set of washing directions for new clothes. Its a rule that is intended to cut down on the number of people that use stock sales to take artificial losses for tax purposes. The rule is that an investor cannot claim a loss if a stock was sold and another nearly identical stock was purchased within 30 days, before or after the sale. In order to claim a loss with the IRS, if you have a loss on a position, you are unable to sell your shares for a loss and jump right back in and buy more.
An important note also is that your cost basis is adjusted with the wash sale, not reset to the new purchase price. Your "disallowed" loss is going to be added to the cost basis of the new replacement shares. If you have a loss of $50 per share and you purchased a new share at $30 a share, than your new cost basis will be $80.

Wash sales are important to consider before selling stock with the intention of a later repurchase.




Wash Sale, Financial Term, Cost Basis

En Passant: 12b-1 Fees

Here is a quick review of 12b-1 fees from my Series 6 studying. The 12b-1 Fees on a mutual fund are used to cover some costs faced by the underwriter distributing the mutual fund. These fees are assessed once a year and may include:
1) Advertising
2) Underwriting Compensation
3) Dealer & Sales Personnel Compensation
4) Printing and Mailing Prospectuses
5) Printing and Mailing Sales Literatiure
The 12b-1 fees can be approved by the majority of shareholders, directors, and disinterested directors. The fees only need majority approval by the majority of shareholders and the disinterested directors to be stopped. These fees are intended only to cover marketing and advertising costs.

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Okay, that's it for today. Good luck in the markets.



En Passant, 12b-1, Series 6, Mutual Fund

En Passant: Out Of The Cubicle

Sometimes fresh air and sunlight can provide you with a new perspective on a problem or issue at work. You may want to leave the cubicle during your next lunch break. For that matter, try leaving the building. Go for a walk around the block. You might find that the answer will come to you more easily when you stop pushing against your mental block.



En Passant, Cubicle, New Perspective, Problem Solving

En Passant: Student Loans

I realized the impact of the credit crunch today when I started looking into student loan consolidation. When I went looking for one, I found very few banks that were willing to offer those loans. I went to a loan comparison site, and they said that none of the providers that they tracked offered loans anymore. I found Wells Fargo actually still offers it, but it's at higher rates than my current rates. I'm not sure that consolidation is the right choice for me now. At least the loans were available while I was in school. I've heard that loans have gotten much more difficult for students this semester. Here's one example.





En Passant, Student Loans, Credit Crunch

Municipal Bond Characteristics

As part of my Series 6 studies, I've found the need to review the characteristics of the municipal bond. I thought that this could be an area where others could benefit from this quick review as well.

Municipal bonds are debt securities issued by state and local governments to finance public projects by local governments to finance public projects such as construction. They can be classified as either GO Bonds or as Revenue Bonds.

GO Bonds, also known as General Obligation Bonds, are considered low risk because the bond is backed by the taxing power of the government. Revenue Bonds are issued to finance projects that will generate income which will be used to re-pay the bonds. Revenue bonds are considered riskier because there are no taxes backing payment. If a project is unable to generate sufficient revenue, then the bonds can go into default.

The primary advantage to having municipal bonds is their tax status. Interest income earned on these bonds are generally tax free at the federal level. For investors that live within the state or municipality issuing the bond, the interest income is also potentially tax free at the local level. This is partially because municipalities would like to give an incentive to the citizens to support local government construction and infrastructure efforts. These tax advantages can be especially interesting for those in a high tax bracket because the earnings generated may be tax free.

There is a special kind of revenue bond that deserves a little more description because it does not have this tax advantage. Industrial Development Bonds can be issued to finance projects that will be leased to an outside company. The lease payments are used to re-pay the bond. Since the facilities are used by private industry, interest income on these bonds is taxable by the federal government.

Hopefully this review about municipal bond characteristics has been useful. If this topic interests you, feel free to drop me a comment. Thanks.



Munis, Bonds, Revenue Bonds, GO Bonds

En Passant: Dollar Cost Averaging

While in the course of studying for the Series 6 Licensing Exam, I've come across a term that I was not sure if I have covered in in any of my previous posts. I thought it should be something that I should touch on. The markets can be a rough and tumble place for your money; sometimes the volatility can be quite high. With "Dollar Cost Averaging" an investor can invest a set dollar amount at a set interval, usually monthly. This method of investing slowly and systematically eliminates much of the timing risk an investors faces. Without needing to worry as much about getting into the market at the top or the bottom, an investor can focus more on where an investment will go in the longer term and less about where it will be tomorrow.




Dollar Cost Averaging, En Passant, Financial Terms

Tying Up Loose Threads

Until I have the time to finish my Basic Accounting Review Guide series that I started last winter, I felt that I should provide you with a few links to some other useful accounting sites. All of these sites should help you learn a little more about the art of accounting:

http://www.understand-accounting.net/Accounting-blog.html
http://www.quickmba.com/accounting/
http://www.nysscpa.org/prof_library/guide.htm
http://www.theeyeshade.com/
http://myabacus.wordpress.com/

There are many, many more useful accounting blogs and sites that can be found on this list here: http://www.mbaexplorer.com/blog/2008/08/the-numbers-top-50-accounting-blogs/

Time permitting, I will eventually get back to my Accounting Review Guide. However in the meantime, hopefully you will find some good information on those sites.



Accounting, Links

En Passant: To Get Busy Or Not To Get Busy?

As you can tell by the infrequency of my recent posts, I have been unable to find the time to make regular lengthy posts. I have decided that I would like to post more often, even if the depth of my content isn't as complete as I might like. My goal will to post at least 5 sentences per post, with one post published every weekday. And now, on with the show...
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When you have more things to do than you have time to do them, you have to focus and prioritize. Myself, I am currently focusing on studying for my upcoming Series 6 license exam, improving my fitness level, and spending more time with my girlfriend. Your priorities will change over time. Every few weeks it is necessary to review your priorities to ensure that you are being as effective as possible.

Have you reviewed your priorities lately? Consider how focusing your energy on just a few big ticket items could improve your life.




Priorities, En Passant, Focus, Review

Video Produced For Temple University CSPD

Sorry I haven't posted in a while. There have been other priorities that have been more pressing.
Anyway, I recently finished filming a brief video for the Center for Student Professional Development at Temple University. Here it is:  https://www.youtube.com/watch?v=9JrO92hM6Uo




CSPD, Temple University, Trevor Stasik, Professional Development

Thank You

Hello again. I am so glad that you have decided to join me today for another blog entry. Before I return my blog to discussing items of a financial nature, I would like to use this entry to thank some of the people that helped me through Temple University, my job hunting process, and getting my new job at Delaware Investments.

Mary Stasik - Before my mother passed, she drilled into me the importance of studying hard
Ernest Stasik - Supported all of my decisions and pushed me to work even harder
Christina Mahon - Kept me sane and tidy during my 3am study sessions. You were there for everything.
Vince Stasik - Thanks for being a supportive brother
Tina Duffy - Thanks for being a supportive sister
Pat Duffy - Reminded me to take breaks, even when time was limited
Uncle Francie - True believer!
Erica Nemeth - Listened as I talked about my plans
Megan Rimer - Showed me support, helped me with interviews, and gave me the confidence to succeed
Jena Bandini - Taught me the value of a well timed, handwritten thank-you note
Janis Moore Campbell - Your honest and forceful deconstruction of my early resume and interview techniques helped me grow stronger
James (Jim) McLaughlin - Helped me find new opportunities.
Clay Stewart - Believed in me no matter what!
Jim Stevens - Taught me the value of form, method, structure, and organization
Olga Hendzelyuk - Trusted me when I took the initiative on new projects with the Financial Management Association
Professor Stephen Kamp - Never stopped challenging me to meet the highest of expectations he set for the Financial Management Association
Professor Norman Roessler - Taught me about "Memento," "Holy Mountain," culture, tolerance, friendship, and new perspectives
Professor Siegel - Gave me numerous opportunities to hone my business strategy presentation skills on unique case studies. “Don’t forget about Porter’s Five Forces!”
Lucas Pfaff, Tzuo (Joe) Wang, Ben Iliopoulos - When facing overwhelming project requirements and unrealistic deadlines, you are the ones that had my back
Paul Pace - For reminding me where I've been before
Chris Callanan - Thanks for the interview and giving me a chance to prove myself
Lindwood Wilmer - Thanks for the interview and giving me the chance to prove myself
Tim Scanlan - Thanks for the interview and giving me a chance to prove myself
Tim Douglass - Thanks for the interview and giving me a chance to prove myself
Sam Tropio - Thanks for welcoming me to Delaware Investments and taking me under your wing
Stephen R. Covey - His book “7 Habits For Highly Effective People” has been such a help that I wanted to thank him
Steve Pavlina - The insights you wrote about in your blog at http://www.stevepavlina.com/ regarding time management and productivity helped me juggle numerous responsibilities while I was at school.


If your name was not included, it was not intentional. I could spend hours writing a list of thank yous. There have been so many people that have helped me along the way. I thank you all.

With my next blog entry, I will return to the topics of money, accounting, and finance.

Sincerely,
Trevor Stasik




Thank You, Temple University, Delaware Investments

Wisdom Gained From The Job Search

Hello, it’s been a long while. I know that I have been neglecting my blog of late but I have a good excuse. I have been focusing my energy on the new job. However, since I have been spending all this time now in gainful employment, I should at least provide you with some of the job search wisdom I gained during the last 6 months.

PERSISTENCE: I think that the most challenging thing about the search was the rejection by prospective employers. During my search, I had to tackle over 300 applications and 70 interviews before finally connecting with my new job. The saying goes, "if at first you don't succeed, try again." the saying should be modified to "if at first you don't succeed, try again SMARTER." Continue to push forward, but learn, evolve and adapt. Try new techniques and methods to achieving your goals.

MARKETING YOURSELF: Have you ever bought something after seeing a really interesting advertisement in the newspaper? Have you ever bought an item based on the recommendation of a friend? You should consider the job search process as an exercise in self-marketing. Your resume, blog, voicemail, job application, and even your personal relationships act as advertising for you. Be tactful and professional, but assertive in getting your name out there. Other people need to know that you are an available, quality solution to their staffing needs before they will consider you for a position.

INTERVIEW PREPARATION: With each interview that I did, the better I got at preparing before the interview. Prior to an interview, you should make a list of possible questions that you may be asked. Then, using the STAR method, write out the answers to those questions. If you are asking yourself, "what's the STAR method," don't feel bad. When I went on my first interviews I didn't either. STAR is a way of answering questions in a way that reveals you as the talented person you know that you are. STAR, as taught to me by Janis Campbell, stands for situation, task, action, result. Answer the interviewer's questions by first describing the situation in one or two sentences, providing the time, place, and your job. The task should follow next, describing the challenge you faced. Action is the most important step. The action step describes in summarized detail the process and activities you did to solve the problem. (Note: talk about what you did, not what the group did) The final step is the results section. In this section you must provide specific facts and figures about the impact of your contributions.

THANK-YOU NOTES: Handwritten thank-you notes go a long way in the hiring process. E-mail is more convenient, but that is why it fails to show your genuine appreciation. Thank-you notes can show a recruiter that you care.

Conclusion:
Ultimately, these are just a few of the things that I learned about during my job search. It can be a challenge, but new paths and ideas can be found. Time permitting, I will return to this subject again in the future. I wish you all the best of luck in your endeavors.

Please drop me a comment sometime.
- Sincerely, Trevor Stasik






Job Search, Persistence, Interview

I Officially Have A Job

Great news! I was offered a position at Delaware Investments and I have accepted the job. I start June 2nd. I will give you more information sometime in the next week. -----Sincerely, Trevor.



Career Development, Delaware Investments, Good News

Journalizing

One of the most important steps in the accounting process is Journalizing. The Journal is where every transaction should originally be recorded. Since ledger entries may go to multiple accounts on various pages or in various files, the journal is essential because it is the one book with nearly every entry in chronological order.

Each entry in the journal will have a date, the list of associated accounts with that entry, and a debit that equals a credit. Here is one such example:

Jan. 4          Inventory                      350 Debit
                     Accounts Payable                            350 Credit
                     (Purchased Widgets on account,
                     payable in 10 days)

Hopefully the html code and formatting looks okay. You should see a Debit in the left column and a credit in the right column. As you can see, there was inventory purchased on credit. There is an increase in an asset and in a liability account, so as to maintain the accounting equation. Also, the debit equals the credit.

This is just a simple example, but it could be extended to more complex situations. The idea here is that all transactions need to be recorded in the journal first, before the ledger. For more examples, take a look at this webpage over at NetMBA. Click HERE.

The next step in the accounting cycle is the Posting process, and we will talk about that next time. Thanks for visiting.
----Sincerely, Trevor Stasik.

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To return to initial post in my Accounting Review Guide, click HERE.

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Journalizing, Accounting, Accounts, Cycle

The Accounting Cycle

There are a cycle of procedures performed, transactions recorded , and statements prepared every accounting period (typically monthly). At the end of the period, the cycle continues around again.

Over the next several entries I will discuss some parts of the accounting cycle in greater detail. In my next blog post, I intend to discuss the process of journalization.
--Sincerely, Trevor Stasik.

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To return to initial post in my Accounting Review Guide, click HERE.

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Accounting Cycle, Journalizing, Accounting, Process

Basic Accounting Equation

Today I will continue with my review of basic accounting. There is an essential equation in accounting which forms the foundation for the entire system. This equation states that the sum of Liabilities and Owners' Equity equals the sum of Assets. This equation is the bridge between accounts and explains why a double-entry accounting system is necessary. For every entry made to a debit, an equal amount must be applied as a credit somewhere else. All Debit columns must be able to be added and have their sums equal the total of the credit columns. Also, if there is a change to an asset account, an equal change must be made to a liability or owners' equity account.

Let me give you two or three examples and hopefully this will become a little more clear for you:

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Owners invest $70,000 in company in exchange for stock.
The $70,000 is added (via debit) to the Assets. At the same time, to maintain the equality in the accounting equation, there is also $70,000 added to the Owners' Equity (via credit).

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Pay $500 in cash to pay wages.

This time there is a decrease in Assets (via credit) and an accompanying decrease (via debit) to the Owners' Equity Account.

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Receive $1,200 cash from customer for services.I think you are starting to get the idea! You had an increase in assets (via debit) when you received the money, and an equal increase in the Owners' Equity (via credit). If take a look, the accounting equation remains true and the debits equal the credits.

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Paid $2,000 cash to a vendor for new equipment.
This time you are merely exchanging one asset for another, so there is no change to the Liabilities or to the Owners' Equity.

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Declare a $6,000 dividend
In this final example, the company has made an obligation for itself which must be recorded. There is a decrease in the Owners' Equity (via debit) and a corresponding increase in the Liabilities (via Credit).

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These are just a few simple examples. There are many, many, many more possible. It is my hope that you will take the time to seek them out for yourself to learn more. Stop back to my blog again soon. Next time I will introduce and discuss the Accounting Cycle.
--------Sincerely, Trevor Stasik

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To return to initial post in my Accounting Review Guide, click HERE.

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Accounting Equation, Assets, Liabilities, Owners Equity, Debit, Credit, Financial

Debits and Credits

Debit and Credit: Two very simple words that can be mixed up if you are not careful.

Out in the non-accounting world, the word "credit" gets thrown around as a term meaning that you owe someone money, often swiped on a card or obtained through a loan. "Debit" is often used in the non-accounting world in conjunction with a "Debit Card" to mean that you want the money taken from your checking account.

However in accounting, debit means left and credit means right.

In the recording process in a double-entry accounting system, there are two columns under each account. These are the Debit and Credit columns. A normal balance for Asset Accounts and for Expense Accounts is a Debit. A normal balance for Liability Accounts, Equity Accounts, and Revenue Accounts is a Credit.

This may not make sense yet, but I will explain it more in my next entry when I discuss the basic accounting equation. Thanks for visiting.
----Sincerely, Trevor Stasik.

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To return to initial post in my Accounting Review Guide, click HERE.

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Debits, Credits, Accounting, Double-Entry Accounting System

Sneak Peek: Michael Porter's Five Forces

Five Forces, Michael Porter

Useful Accounting Terminology

Here is a list of some of the basic verbiage and terminology used in Accounting. You should familiarize yourself with these because you will see them used again later.

Event: A happening that will cause a change in assets, liabilities, or equity.

Transaction: An external event between two or more entities.

Account: An arrangement of transactions to show the effect of transactions and events on assets and equity. There should be an account for each asset, liability, expense, and for capital.

Real Accounts: Permanent accounts set up for assets, liabilities, and equity. These accounts will appear on the balance sheet.

Nominal Accounts: Temporary accounts such as revenue, expenses, and dividends. These accounts will be closed periodically.

Ledger: The book or computer file that contains all of the accounts.

Journal: The book of original entry. All transactions and events are recorded here first, and later posted from here to the ledger.

Trial Balance: A list of all open accounts in the ledger and their balances. Two types of trial balances are the "adjusted trial balance" and the "post-closing" trial balance.

Adjusting Entries: These are made at the end of an accounting period so that accurate financial statements may be prepared.

Financial Statements: Final summaries (or scorecard) of accounting data for a given period. The types of financial statements are the balance sheet, the income statement, the statement of cashflows, and the statement of retained earnings.

Closing Entries: The entries that close out the nominal accounts for the period, reducing them to zero. This is when a net income would be determined and transferred to an owners' equity account.

Stop back next entry when I discuss what Debits and Credits are.

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To return to initial post in my Accounting Review Guide, click HERE.

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Accounting, Ledger, Terminology, Journal, Accounts

Introduction To Accounting

So what is this thing called "Accounting" anyway? It's simply a series of methods and processes used to track and report the financial flow in a business.

When businesses offer goods and services in return for money, clerks and accountants post journal and ledger entries to track how and when this money comes in. They do more than just track sales. Accountants also track money that goes out of the company to pay for expenses, taxes, and other things. Any change to an asset such as depreciation will also be recorded. The accountants are often the people who make up the financial statements, which are like the scorecard for the company's growth. In most firms, accountants follow the Generally Accepted Accounting Principles in ensuring standardized and truthful financial information.
(To Learn More About GAAP, Click HERE))

Accountants and the clerks that help them, serve a very vital role in ensuring that the company's assets are properly accounted for.

Stop back next entry when I discuss some of the basic verbiage and terminology used in Accounting.

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To return to initial post in my Accounting Review Guide, click HERE.

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Accounting, GAAP, Methods and Processes, Assets

Basic Accounting Review Guide

Over the next few weeks, I will be providing a review of some basic introductory accounting. This should help you in familiarizing yourself with what accounting is, how it is used, and how to do it. This guide will be a useful refresher for those that have not used accounting in a while, but is not intended to be a complete instruction tutorial.

(Note that much of the information I am discussing in this series of posts is borrowed from "Intermediate Accounting" by Kieso, Weygant, and Warfield.)

This is an outline of topics I intend to cover over the next series of blogs. As I finish future entries, I will come back to this entry and drop in links to those posts.

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ACCOUNTING TOPICS

Introduction To Accounting

Useful Terminology

Debits & Credits

Basic Accounting Equation

The Accounting Cycle

1. Journalizing
2. Posting To The Ledger
3. Trial Balance
4. Adjusting Entries
5. Adjusted Trial Balance
6. Closing Process
7. Post Closing Trial Balance & Reversing Entries

Work Sheet

Preparing Financial Statements

1. Review Of The Elements of A Financial Statement
2. Income Statement
3. Statement of Retained Earnings
4. Balance Sheet

Ethics in Accounting

Summary of Topics Covered

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I will likely space out the posts regarding this Accounting Review with other topics in between days. I hope you will stick with me while I attempt to review the topic and teach you a bit about it. Hope to see you back here soon.
---------Sincerely, Trevor Stasik.




Accounting, Terminology, Debits, Credits, Accounting Equation, Accounting Cycle, Accounting Journal, Ledger, Trial Balance, Adjusting Entries, Closing Entries, Financial Statements, Income Statement, Balance Sheet, Retained Earnings, Ethics

International Business - Speaking the language

Español:
Estoy utilizando la nueva página de la traducción de Microsoft para escribir este texto. Esperanzadamente usted puede leerlo sin él que suena demasiado extraño. Pues el negocio internacional se convierte en menos de una tendencia y más de una manera de vida, es importante que intentamos ensanchar nuestra lingüística. Estoy incluyendo el texto para esta entrada del blog en inglés y español para subrayar este hecho.

Parte posterior de la manera en 1996, cuando estaba en High School secundaria, encontré el uso muy pequeño para un idioma extranjero. Cada clase española que senté parecía a través como una tarea. Mi carencia del interés me ha dejado con muy pocas frases que entiendo en español. Sin embargo, deseo que hubiera conservado más de la lengua. En negocio, el poder alcanzar otros mercados significa más dinero en su bolsillo. Significa que las compañías pueden vender sus productos y servicios a los individuos por todo el mundo.

Armado con este conocimiento, le imploro para explorar una nueva lengua o para volver a aprender viejo que usted ha perdido. Quisiera comunicar con la gente que habla otras idiomas sin la necesidad de un traductor. Después de que acabe la universidad y consiga un trabajo, planeo tardar la época de volver a aprender español. Es una habilidad valiosa y un aumentador de presión del curriculum vitae. Espero que usted disfrutara de este experimento lingüístico con la traducción del blog. Cáigame un comentario y dígame hola en cualquier lengua que usted sienta gusto.
-----------Sinceramente, Trevor Stasik.

English:
I’m using Microsoft’s new translation page to write this text. Hopefully you can read it without it sounding too strange. As International Business becomes less of a trend and more of a way of life, it is important that we attempt to broaden our linguistics. I am including the text for this blog entry in both English and Spanish to underscore this fact.

Way back in 1996, when I was in high school, I found very little use for a foreign language. Every Spanish class that I sat through seemed like a chore. My lack of interest has left me with very few phrases that I understand in Spanish. However, I wish I had retained more of the language. In business, being able to reach other markets means more money in your pocket. It means that companies can sell their products and services to individuals worldwide.

Armed with this knowledge, I implore you to explore a new language or re-learn an old one that you’ve lost. I would like to communicate with people that speak other languages without the need of a translator. After I finish college and get a job, I plan to take the time to re-learn Spanish. It’s a valuable skill and a resume booster. I hope you enjoyed this linguistic experiment with the blog translation. Drop me a comment and tell me hello in any language you feel like.
-----------Sincerely, Trevor Stasik.




traducción de Microsoft, negocio, international business, language

Profit Margin

Companies are in the business of making money.
While that fact is true, there is more that goes into it. Companies are looking to make more money than the cost expended in making it. After a firm sells a product or service it receives revenue. That revenue is not profit. Prior to considering it as profit, costs and expenses need to be subtracted along with things like taxes. That value at the bottom would be considered your "net income".

Simply subtracting the income from the revenue will give you the profit. However, this is not the profit margin. The profit margin is a ratio of net income to net sales revenue.This is a measure of telling how much money a company made in profit for every dollar the company made in sales. This can be useful for investors and analysts, it can be more useful tool for the decision makers inside the company. It can be a way for them to see what products or services are costing too much and if cost controls are working.

Hopefully this post has been helpful for you. Feel free to leave me a comment.
-----Sincerely, Trevor Stasik.




Financial Analysis, Profit Margin, Net Income, Sales Revenue

Book Review: Rome Inc. Light and Fun Romp

Rome Inc.: The Rise and Fall of the First Multinational Corporation
Written by Stanley Bing, this was a light, fun, and electric romp through ancient Rome. The first half of this book did a good job comparing aspects of Roman life to modern business lessons. Most of this material was glossy and has been better covered elsewhere. The most interesting discussions from the early half of the book was a short discussion about the very first "labor" strike in recorded history and a few paragraphs about Hannibal.

However, things get really interesting about halfway through the book when Mr. Bing pauses to focus on a few key individuals. The chapter about counsul Caius Marius was brutally good about a mogul who just won't die. He described Marius as "a crazy, juiced up, bombastically angry mother, and he wouldn't stay down, no matter what."

Then we came to my favorite chapter, the one about the big toga on campus Julius Caesar. Julius Caesar was more than just a pre-modern day Mogul and CEO. He was an example of how to acquire an empire and how to lose it. The book describes some of Caesar's attributes such as:

Ambition - he set a higher standard for himself. He compared himself to the great Greek CEO tyrant Alexander.

Boldness - He did what he thought needed to be done, when he wanted to do it. He didn't feel that it was always necessary to follow what was done in the past.

Planning and Strategy - Caesar followed the old Sun Tzu dictum that you should not engage in battle until you are assured victory. In the rare situation where his army was outmatched, Caesar had no problem with calling it a day. How many others would continued to waste resources on projects that are destined for failure simply to save face.

Quotable - Caesar was much like President Reagan. He was a master communicator and he could turn a phrase that could encourage all of the land.

Later in the book, there is an interesting bit about Constantine and how he transformed Rome into something more recognizable as the Roman Catholic Church. The ability for Rome and corporations to adapt and transform may be their greatest strength in lasting the ages.

If you're looking for a good time, this is a fine book to escape in for a few hours. Take it home and enjoy with a good wine or beer.

I'd rate Rome Inc. three and a half stars out of five.
Drop me a comment if you've read it and what you thought about it.
-------Sincerely, Trevor Stasik



Rome, Multinational, Stanley Bing, Book Review

Trevor Stasik, Financial Resume

I have posted my resume previously, but I thought it would be good to do a refresh and polish on it. This is my extended professional resume. I thought that I should post it again so readers have a better understanding about my background. I am currently seeking financial positions, so if you are a recruiter, please email me or drop me a comment.
(UPDATE 10/19/2008: CURRENTLY WORKING AT DELAWARE INVESTMENTS AS A SERVICE ASSOCIATE. HAVE SERIES 6 LICENSE. )
(UPDATE 3/01/09: HAVE BEEN PROMOTED TO SERVICE CONSULTANT AND HAVE BOTH SERIES 6 AND 63 NOW. NEW RESUME COMING SOON. SEE LINKED IN FOR MY CURRENT DETAILS.)

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Trevor Stasik

tstasik@temple.edu
1148 Neshaminy Valley Drive
Bensalem, PA 19020
tel: 215.833.6384


EDUCATION:
TEMPLE UNIVERSITY, Fox School of Business, Philadelphia, PA
Bachelor of Business Administration, May 2008
Primary Major: Finance
GPA: 3.75, Summa Cum Laude
Related Courses: Investing, Corporate Finance, Accounting I-III, Real Estate Investing, Managerial Economics, International Financial Management, Operations Management, Business Policies, Seminar In Financial Management, Risk Management and Insurance, Business Ethics
Second Major: Film and Media Arts

EXCELSIOR COLLEGE, (formerly known as Regents College), Albany, NY
Associates Of Applied Science, 2000
Specialization in Nuclear Technology


EXPERIENCE:
FINANCIAL MANAGEMENT ASSOCIATION, Student Organization, 2006 - Present
Vice-President of Communications, 2007
• Lead team in successfully publishing newsletters, upgrading website at www.temple-fma.org, distributing email to over 200 members, and marketing to student body.
• Created innovative new videos for use on website with FMA corporate sponsors Enterprise Rent-a-Car, SEI Investments, and Prudential Financial.
• Received the Most Valuable Member Award for FMA.
Newsletter Director, 2006

OFFICEMAX, Fairless Hills, PA (Varied full time and part time) July 2003 - Present
Print and Document Services Associate
• Coordinate reprographic, computer graphic design, and other business media services for individuals and small business clients at an office supplies retailer with $5 - 10k in weekly departmental sales.
• Work closely with clients and external vendors on business card and stationary design, operation of 8 printer/scanners, a hydraulic cutter, a folding machine, binding machine, and troubleshooting equipment repairs and maintenance.
• Placed over a thousand DHL orders manually and via computer, tracking packages, and successfully ensuring that all orders reached their proper destinations.

SELF-EMPLOYED FREELANCE FILM AND VIDEO Philadelphia, PA
Positions Include Producer, Writer, Gaffer, Grip, Production Assistant (2002 - 2003)
• Full list of contracts fulfilled available upon request. Industry, Independent, and Student.
• Wrote and Produced Short Film “Quitting Is For Losers”, shown at 2005 Coatesville, PA Film Festival.

UNITED STATES NAVY, Carl Vinson CVN-70 July 1996 - July 2002
Nuclear Electrician, Petty Officer 3rd Class
• Maintained and operated the four steam driven electric generators and four motor generators on the Aircraft Carrier Carl Vinson, which provided the power for the ship.
• Maintenance included monthly inspections, extensive log keeping, intricate repairs and laborious carbon brush changes.
• Trained and oriented up to 20 Electrician Mates on control panel operation of the generators, 4160 volt circuit breakers, backup diesel generator operations, and emergency reactor shutdown procedures.
• Monitored and maintained 16 salinity chemistry and salinity safety alarm modules including the Steam Generator High level/Low level alarms resulting in the 100% safe operation of the Nuclear Reactor.


COMPUTER SKILLS:
• Microsoft Office Suite (including MS Access)
• Microsoft Publisher
• Adobe Photoshop

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If anyone has any questions about my experiences, please send me an email.
If you have any comments about how to improve my resume, please leave me a comment so that all of my readers can benefit from your tips and advice.
Thanks for visiting. ----------Sincerely, Trevor Stasik



Trevor Stasik, Financial Professional, Resume, FinanceCarl Vinson, Nuclear Power, Business, Finance, Introduction, Nuke, Navy, Stasik EM3Electrician Series 6, Temple UniversityFMA